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We like to keep things straightforward for our customers, to ensure a seamless process.\r\nIf your application is successful, you will receive the funds in your account and you’ll repay your loan over 3 months in equal monthly installments. At Wizzcash.com we will not continually extend a growing line of credit, nor will we hit you with early payback fees or any other hidden charges. We undertake a number of credit checks to ensure the suitability of our candidates. We’ll only approve a payday loan if we’re confident that you can meet the repayments promptly.\r\n<span style=\"font-weight: bold;\">What can we do?</span>\r\n<ul><li>Direct Lending– We are a direct lender and there are no fees for applying.</li><li>We are a broker – That means we offer you alternative options in the event that we are not able to help you. This means once you have completed your application and if we are not able to lend to you, we will link you to other consumer credit companies who may be able to offer you a loan or other similar services, with loan terms from 1 to 36 months.</li><li>Payday Loans</li><li>Same Day Funding – Once approved, funds will be sent to your bank account within the same working day.</li><li> Quick Approval – It takes less than 10 minutes to apply and receive a quick provisional decision.</li><li>Convenient Online Application – The application process is 100% online. We don’t take applications over the phone.</li><li>Simple Repayment – Repay over 3 months in equal monthly installments. 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For example, a payment system provider is providing a financial service when it is able to accept and transfer funds from a payer to a recipient. This includes accounts that are settled through credit and debit cards, checks and electronic funds transfers.\r\nConsider a financial advisor. The advisor manages assets and offers advice on behalf of a client. The advisor does not directly provide investments or any other product. Instead, the advisor facilitates the movement of funds between savers and the issuers of securities and other instruments. This service is a temporary task rather than a tangible asset.\r\nFinancial goods, on the other hand, are not tasks; they are things. A mortgage loan may seem like a service, but it's actually a product that lasts beyond the initial provision. Stocks, bonds, loans, commodity assets, real estate, and insurance policies are examples of financial goods.","materialsDescription":" <span style=\"font-weight: bold;\">What are Financial services?</span>\r\nFinancial services are the economic services provided by the finance industry, which encompasses a broad range of businesses that manage money, including credit unions, banks, credit-card companies, insurance companies, accountancy companies, consumer-finance companies, stock brokerages, investment funds, individual managers and some government-sponsored enterprises. Financial services companies are present in all economically developed geographic locations and tend to cluster in local, national, regional and international financial centers such as London, New York City, and Tokyo.\r\n<span style=\"font-weight: bold;\">What are Commercial banking services?</span>\r\nA commercial bank is what is commonly referred to as simply a bank. The term &quot;commercial&quot; is used to distinguish it from an investment bank, a type of financial services entity which instead of lending money directly to a business, helps businesses raise money from other firms in the form of bonds (debt) or stock (equity).\r\n<span style=\"font-weight: bold;\">What is the Investment management?</span>\r\nInvestment management - the term usually given to describe companies that run collective investment funds. It also refers to services provided by others, generally registered with the Securities and Exchange Commission as Registered Investment Advisors. Investment banking financial services focus on creating capital through client investments.","iconURL":"https://old.roi4cio.com/fileadmin/user_upload/icon_Financial_services__1_.png","alias":"financial-services"},"773":{"id":773,"title":"Pay-day-loan","description":" A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a small, short-term unsecured loan, &quot;regardless of whether repayment of loans is linked to a borrower's payday.&quot; The loans are also sometimes referred to as &quot;cash advances,&quot; though that term can also refer to cash provided against a prearranged line of credit such as a credit card. Payday advance loans rely on the consumer having previous payroll and employment records. Legislation regarding payday loans varies widely between different countries, and in federal systems, between different states or provinces.\r\nTo prevent usury (unreasonable and excessive rates of interest), some jurisdictions limit the annual percentage rate (APR) that any lender, including payday lenders, can charge. Some jurisdictions outlaw payday lending entirely, and some have very few restrictions on payday lenders.\r\nPayday loans have been linked to higher default rates.\r\nThe basic loan process involves a lender providing a short-term unsecured loan to be repaid at the borrower's next payday. Typically, some verification of employment or income is involved (via pay stubs and bank statements), although according to one source, some payday lenders do not verify income or run credit checks. Individual companies and franchises have their own underwriting criteria.\r\nIn the traditional retail model, borrowers visit a payday lending store and secure a small cash loan, with payment due in full at the borrower's next paycheck. The borrower writes a postdated check to the lender in the full amount of the loan plus fees. On the maturity date, the borrower is expected to return to the store to repay the loan in person. If the borrower does not repay the loan in person, the lender may redeem the check. If the account is short on funds to cover the check, the borrower may now face a bounced check fee from their bank in addition to the costs of the loan, and the loan may incur additional fees or an increased interest rate (or both) as a result of the failure to pay.\r\nIn the more recent innovation of online payday loans, consumers complete the loan application online (or in some instances via fax, especially where documentation is required). The funds are then transferred by direct deposit to the borrower's account, and the loan repayment and/or the finance charge is electronically withdrawn on the borrower's next payday.","materialsDescription":" <span style=\"font-weight: bold;\">What is a Payday Loan?</span>\r\nIn the simplest possible terms, a payday loan is a short-term borrowing option. It is typically paid in a lump sum after a period of a few weeks, though installment plans are available. Payday loans are typically given out by private lenders, many of which are based entirely online.\r\n<span style=\"font-weight: bold;\">How do I apply for a Payday Loan?</span>\r\nApplying for a quick payday loan is incredibly simple and not time-consuming at all. In fact, you can submit your application in under an hour. There will be a section on the lender’s website with a series of forms that you’ll be required to fill out in full. It is a very easy and straightforward process. You won’t have to deal with any stacks of paperwork that you’ll need to turn in. It can all be done within the comfort of your own home. This is just one of the reasons why so many people in the UK have fallen in love with these loans.\r\n<span style=\"font-weight: bold;\">Are Payday Loan Interest Rates High?</span>\r\nYou have probably heard that payday loans come with astronomically high-interest rates, but the fact is that they can actually be pretty reasonable. If you want to get the best possible deal on your loan rate, you will have to find the right lender. Take some time to compare quotes from various private lenders until you find a rate that works for your budget. The truth is that while these rates can be high, you don’t have to pay a ridiculous amount if you do the necessary research.\r\n<span style=\"font-weight: bold;\">How Long Will I have to Pay Back my Loan?</span>\r\nThe amount of time that you will have to pay back your payday loan depends on the amount of money you borrow as well as your lender. Larger amounts that exceed £2,000 are usually eligible for installment plans. This means that you will be able to pay back the money you borrow in a series of payments over weeks or even months. Smaller amounts are usually due within two weeks, so you can use your next paycheque to cover it.\r\n<span style=\"font-weight: bold;\">How Much Can I Borrow with a Payday Loan?</span>\r\nOne of the great things about payday loans is that you can borrow smaller and larger amounts. Depending on what your income is like, you could easily borrow several thousand pounds with a single loan. The lender will take a look at your proof of income to determine whether or not you will be able to pay back the money on time. This is one of the biggest deciding factors in whether or not you will be approved.\r\n<span style=\"font-weight: bold;\">Can I get a Payday Loan if I have Bad Credit?</span>\r\nBad credit is actually not typically a problem for payday loan applicants. You shouldn’t have to worry about being turned down for this type of loan based on your credit alone. This is a big part of the reason why these loans are becoming so insanely popular in the UK. If you are having issues with getting approved by your bank, for this reason, a payday loan is an excellent alternative. These days even individuals with stellar credit ratings are applying for payday loans.\r\n<span style=\"font-weight: bold;\">What Can I Use the Money for?</span>\r\nYou will be able to use the money that you get from a payday loan for anything you want. No private lender will ever ask you what the money is for like a bank or credit union might. This gives you the freedom to use it for whatever you need. It is definitely one of the most flexible borrowing options available to consumers right now. You won’t encounter the same frustrating limitations as with loans from traditional financial institutions.\r\nWhen it comes to getting a payday loan, knowledge is most definitely power. Some people are still hesitant to apply for this type of loan because they don’t know enough about them. Don’t let ignorance stop you from taking advantage of an incredible borrowing opportunity. These loans are especially well-suited to those who are in dire financial straits. If you need to borrow money desperately for any reason, this is an option to consider. Payday loans have been of great help to many people in a wide variety of situations over the years. ","iconURL":"https://old.roi4cio.com/fileadmin/user_upload/icon_Pay_day_loan.png","alias":"pay-day-loan"}},"branches":"Finance and Audit","companySizes":"1 to 50 Employees","companyUrl":"https://www.wizzcash.com/","countryCodes":["GBR"],"certifications":[],"isSeller":true,"isSupplier":true,"isVendor":false,"presenterCodeLng":"","seo":{"title":"Wizzcash.com","keywords":"","description":"<span style=\"font-weight: bold;\">Wizzcash.com</span> provides short term loans of up to £1,000.\r\nSince we began trading in 2012, we have been committed to responsible lending, as well as providing excellent service to our customers. We like to keep things stra","og:title":"Wizzcash.com","og:description":"<span style=\"font-weight: bold;\">Wizzcash.com</span> provides short term loans of up to £1,000.\r\nSince we began trading in 2012, we have been committed to responsible lending, as well as providing excellent service to our customers. 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In the event that we are not able to help you, we are also a broker and we will link you to panel of consumer credit companies who might be able to offer you: loan products, with loan terms from 1 to 36 months, loan comparison websites to give you access to the comparison of loan products or credit reports companies to help you understand credit ratings and make informed credit decisions. We will never pass on your card details to any other organization.","shortDescription":"We offer payday loans, borrow up to £1000 and payback in 3 months.","type":null,"isRoiCalculatorAvaliable":false,"isConfiguratorAvaliable":false,"bonus":100,"usingCount":12,"sellingCount":5,"discontinued":0,"rebateForPoc":0,"rebate":0,"seo":{"title":"wizzcash.com Payday Loans","keywords":"","description":"Wizzcash.com is a payday loan direct lender. This means if you have a successful loan application with us we will communicate and lend directly to you. 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In the event that we are not able to help you, we are also a broker and we will link you to panel of consume","og:image":"https://old.roi4cio.com/fileadmin/user_upload/wizzcash_logo.png"},"eventUrl":"","translationId":5256,"dealDetails":null,"roi":null,"price":null,"bonusForReference":null,"templateData":[],"testingArea":"","categories":[{"id":773,"title":"Pay-day-loan","alias":"pay-day-loan","description":" A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a small, short-term unsecured loan, &quot;regardless of whether repayment of loans is linked to a borrower's payday.&quot; The loans are also sometimes referred to as &quot;cash advances,&quot; though that term can also refer to cash provided against a prearranged line of credit such as a credit card. Payday advance loans rely on the consumer having previous payroll and employment records. Legislation regarding payday loans varies widely between different countries, and in federal systems, between different states or provinces.\r\nTo prevent usury (unreasonable and excessive rates of interest), some jurisdictions limit the annual percentage rate (APR) that any lender, including payday lenders, can charge. Some jurisdictions outlaw payday lending entirely, and some have very few restrictions on payday lenders.\r\nPayday loans have been linked to higher default rates.\r\nThe basic loan process involves a lender providing a short-term unsecured loan to be repaid at the borrower's next payday. Typically, some verification of employment or income is involved (via pay stubs and bank statements), although according to one source, some payday lenders do not verify income or run credit checks. Individual companies and franchises have their own underwriting criteria.\r\nIn the traditional retail model, borrowers visit a payday lending store and secure a small cash loan, with payment due in full at the borrower's next paycheck. The borrower writes a postdated check to the lender in the full amount of the loan plus fees. On the maturity date, the borrower is expected to return to the store to repay the loan in person. If the borrower does not repay the loan in person, the lender may redeem the check. If the account is short on funds to cover the check, the borrower may now face a bounced check fee from their bank in addition to the costs of the loan, and the loan may incur additional fees or an increased interest rate (or both) as a result of the failure to pay.\r\nIn the more recent innovation of online payday loans, consumers complete the loan application online (or in some instances via fax, especially where documentation is required). The funds are then transferred by direct deposit to the borrower's account, and the loan repayment and/or the finance charge is electronically withdrawn on the borrower's next payday.","materialsDescription":" <span style=\"font-weight: bold;\">What is a Payday Loan?</span>\r\nIn the simplest possible terms, a payday loan is a short-term borrowing option. It is typically paid in a lump sum after a period of a few weeks, though installment plans are available. Payday loans are typically given out by private lenders, many of which are based entirely online.\r\n<span style=\"font-weight: bold;\">How do I apply for a Payday Loan?</span>\r\nApplying for a quick payday loan is incredibly simple and not time-consuming at all. In fact, you can submit your application in under an hour. There will be a section on the lender’s website with a series of forms that you’ll be required to fill out in full. It is a very easy and straightforward process. You won’t have to deal with any stacks of paperwork that you’ll need to turn in. It can all be done within the comfort of your own home. This is just one of the reasons why so many people in the UK have fallen in love with these loans.\r\n<span style=\"font-weight: bold;\">Are Payday Loan Interest Rates High?</span>\r\nYou have probably heard that payday loans come with astronomically high-interest rates, but the fact is that they can actually be pretty reasonable. If you want to get the best possible deal on your loan rate, you will have to find the right lender. Take some time to compare quotes from various private lenders until you find a rate that works for your budget. The truth is that while these rates can be high, you don’t have to pay a ridiculous amount if you do the necessary research.\r\n<span style=\"font-weight: bold;\">How Long Will I have to Pay Back my Loan?</span>\r\nThe amount of time that you will have to pay back your payday loan depends on the amount of money you borrow as well as your lender. Larger amounts that exceed £2,000 are usually eligible for installment plans. This means that you will be able to pay back the money you borrow in a series of payments over weeks or even months. Smaller amounts are usually due within two weeks, so you can use your next paycheque to cover it.\r\n<span style=\"font-weight: bold;\">How Much Can I Borrow with a Payday Loan?</span>\r\nOne of the great things about payday loans is that you can borrow smaller and larger amounts. Depending on what your income is like, you could easily borrow several thousand pounds with a single loan. The lender will take a look at your proof of income to determine whether or not you will be able to pay back the money on time. This is one of the biggest deciding factors in whether or not you will be approved.\r\n<span style=\"font-weight: bold;\">Can I get a Payday Loan if I have Bad Credit?</span>\r\nBad credit is actually not typically a problem for payday loan applicants. You shouldn’t have to worry about being turned down for this type of loan based on your credit alone. This is a big part of the reason why these loans are becoming so insanely popular in the UK. If you are having issues with getting approved by your bank, for this reason, a payday loan is an excellent alternative. These days even individuals with stellar credit ratings are applying for payday loans.\r\n<span style=\"font-weight: bold;\">What Can I Use the Money for?</span>\r\nYou will be able to use the money that you get from a payday loan for anything you want. No private lender will ever ask you what the money is for like a bank or credit union might. This gives you the freedom to use it for whatever you need. It is definitely one of the most flexible borrowing options available to consumers right now. You won’t encounter the same frustrating limitations as with loans from traditional financial institutions.\r\nWhen it comes to getting a payday loan, knowledge is most definitely power. Some people are still hesitant to apply for this type of loan because they don’t know enough about them. Don’t let ignorance stop you from taking advantage of an incredible borrowing opportunity. These loans are especially well-suited to those who are in dire financial straits. If you need to borrow money desperately for any reason, this is an option to consider. Payday loans have been of great help to many people in a wide variety of situations over the years. ","iconURL":"https://old.roi4cio.com/fileadmin/user_upload/icon_Pay_day_loan.png"},{"id":767,"title":"Financial services","alias":"financial-services","description":" Companies in the financial services industry are in the business of managing money. Globally, the financial services industry leads the world in terms of earnings and equity market capitalization. Large conglomerates dominate this sector, but it also includes a diverse range of smaller companies.\r\nAccording to the Finance and Development department of the International Monetary Fund (IMF), financial service is best described as the process by which a consumer or business acquires a financial good. For example, a payment system provider is providing a financial service when it is able to accept and transfer funds from a payer to a recipient. This includes accounts that are settled through credit and debit cards, checks and electronic funds transfers.\r\nConsider a financial advisor. The advisor manages assets and offers advice on behalf of a client. The advisor does not directly provide investments or any other product. Instead, the advisor facilitates the movement of funds between savers and the issuers of securities and other instruments. This service is a temporary task rather than a tangible asset.\r\nFinancial goods, on the other hand, are not tasks; they are things. A mortgage loan may seem like a service, but it's actually a product that lasts beyond the initial provision. Stocks, bonds, loans, commodity assets, real estate, and insurance policies are examples of financial goods.","materialsDescription":" <span style=\"font-weight: bold;\">What are Financial services?</span>\r\nFinancial services are the economic services provided by the finance industry, which encompasses a broad range of businesses that manage money, including credit unions, banks, credit-card companies, insurance companies, accountancy companies, consumer-finance companies, stock brokerages, investment funds, individual managers and some government-sponsored enterprises. Financial services companies are present in all economically developed geographic locations and tend to cluster in local, national, regional and international financial centers such as London, New York City, and Tokyo.\r\n<span style=\"font-weight: bold;\">What are Commercial banking services?</span>\r\nA commercial bank is what is commonly referred to as simply a bank. The term &quot;commercial&quot; is used to distinguish it from an investment bank, a type of financial services entity which instead of lending money directly to a business, helps businesses raise money from other firms in the form of bonds (debt) or stock (equity).\r\n<span style=\"font-weight: bold;\">What is the Investment management?</span>\r\nInvestment management - the term usually given to describe companies that run collective investment funds. It also refers to services provided by others, generally registered with the Securities and Exchange Commission as Registered Investment Advisors. Investment banking financial services focus on creating capital through client investments.","iconURL":"https://old.roi4cio.com/fileadmin/user_upload/icon_Financial_services__1_.png"}],"characteristics":[],"concurentProducts":[],"jobRoles":[],"organizationalFeatures":[],"complementaryCategories":[],"solutions":[],"materials":[],"useCases":[],"best_practices":[],"values":[],"implementations":[]}],"partnershipProgramme":null}},"aliases":{},"links":{},"meta":{},"loading":false,"error":null},"implementations":{"implementationsByAlias":{},"aliases":{},"links":{},"meta":{},"loading":false,"error":null},"agreements":{"agreementById":{},"ids":{},"links":{},"meta":{},"loading":false,"error":null},"comparison":{"loading":false,"error":false,"templatesById":{},"comparisonByTemplateId":{},"products":[],"selectedTemplateId":null},"presentation":{"type":null,"company":{},"products":[],"partners":[],"formData":{},"dataLoading":false,"dataError":false,"loading":false,"error":false},"catalogsGlobal":{"subMenuItemTitle":""}}